Property Insurance Coverage

We are often involved in every step of a property insurance claim, from initial investigation, to coverage determination, to litigation—first-party defense if the claim is denied, subrogation if it is not. Moreover, if the only dispute is over the amount of a loss, and an appraisal ensues, Denenberg Tuffley will get involved (as required) in the appraisal process.

In addition to routine matters of property insurance coverage, the attorneys at Denenberg Tuffley handle such issues as…

• The "Direct Physical Loss" requirement
• Questions that arise when multiple perils cause a loss (including application of the efficient proximate cause rule and the impact of anti-concurrent causation provisions in property insurance policies)
• Coinsurance
• The applicability of exclusions found in property insurance policies

And our expertise is sought out by the industries we serve. Denenberg Tuffley attorneys are often asked to lecture or write on property insurance topics for such organizations as the Property Loss Research Bureau, the Federation of Insurance and Corporate Counsel, and the American Bar Association.